Trip Interruption - If you must interrupt your Trip after departure due to a covered Injury, Sickness, or death - your own or that of a Traveling Companion or a Family Member or for Other Covered Reasons, as defined, you will be reimbursed for the unused, non-refundable land or water arrangements and the additional transportation charges paid to return home or to rejoin your Trip (limited to the cost of one-way airfare using the same class of fare as the original ticket). Coverage is limited to the value of your original Apple Vacations package price.

Trip Delay - Provides reimbursement up to $100 per day (maximum $500) for reasonable accommodation, meals and local transportation expenses if you are delayed for 12 hours or more due to a covered reason such as common carrier delay; quarantine; loss of passport, travel documents or money; natural disaster; or a documented weather condition preventing you from getting to the point of departure.

Medical Expense/Emergency Assistance - Provides reimbursement up to $25,000 for reasonable and customary medical expenses incurred during the Trip for a covered sickness or injury which occurs while on your Trip; for emergency dental treatment received during your Trip not to exceed $750; up to $50,000 for the cost of emergency transport to the nearest hospital or medical facility, including escort expense (both, if deemed necessary by the attending Legally Qualified Physician), for a covered Injury or Sickness which occurs while on your Trip; or the cost of homeward carriage if deceased.

Accidental Death & Dismemberment - Up to $10,000. These benefits are paid if loss occurs within 180 days of a covered Injury which occurs while on your trip.

Baggage and Personal Effects - Up to $1,000. Coverage for direct physical loss or damage to your Baggage, passports, or visas while on your Trip. There is a per article limit of $300. There is a combined maximum limit of $600 total for the following: jewelry; watches; articles consisting in whole or in part of silver, gold or platinum; furs; articles trimmed with or made mostly of fur; sporting equipment, Ski Equipment, personal computers, radios, cameras, camcorders and their accessories and related equipment and other electronic items. If, while on your Trip, your Baggage is delayed for more than 24 hours, the plan will pay up to $100 for the purchase of necessary additional clothing and personal articles. For complete details visit http://www.tripmate.com/wpN430.

Access Your Medical Records Online - With our exclusive Global Xpi Service, you can assure that your most important medical records are available to you or any Physician chosen by you, anytime, anywhere in the world, quickly, wherever internet access is available. Register at your convenience at www.globalxpi.com or call toll-free 1-800-379-9887. It's included during the Trip for which you purchased the Travel Protection Plan! Program Code: N430

For complete details of your state-specific post-departure Travel Protection Plan, including conditions, exclusions and limitations, please visit www.tripmate.com/wpN430. If you do not have access to the Internet, please ask your travel agent to provide you with a copy. For example, coverage does not apply to: any sickness or condition of you, a Traveling Companion, Family Member or Business Partner traveling with you that existed during the 60 days prior to the effective date of the coverages (this exclusion is waived if your Plan Cost is received within 7 days of your initial deposit/payment for your Trip, the booking for the Trip is your first and only booking for this travel period and destination, and you are not disabled from travel at the time you make your payment for this Plan), suicide, normal pregnancy, war or any act of war.

Please Note: Part A - The Pre-Departure Cancellation & Change Waiver and Best Price Guarantee are is provided by Apple Vacations and are not insurance benefits. Part B - The Post Departure Travel Insurance Benefits are administered by: Trip Mate, Inc.*, (*in CA & UT, dba Trip Mate Insurance Agency) 9225 Ward Parkway, Suite 200, Kansas City, MO, 64114, 1-866-389-5378. Non-Insurance Services: are not insurance benefits. One Call 24-Hour Assistance Services are provided by: One Call Worldwide Travel Services Network, Inc. and Global Xpi Medical Records Services are provided by Trip Mate. Benefits on this page are described on a general basis only. There are certain restrictions, exclusions and limitations that apply to all insurance coverages and services. This advertisement does not constitute or form any part of the Plan Description or any other contract of any kind. Plan benefits, limits, and provisions may vary by state jurisdiction. To review full plan details online, go to: www.tripmate.com/wpN430.

PRE & POST DEPARTURE CLAIM PROCEDURES To make a change to your existing booking, to "claim the savings" per Apple's Best Price Guarantee or to cancel your vacation prior to departure, contact your travel agent (if applicable) who will notify Apple Vacations, or Apple Vacations at 1-800-365-2775. For all post-departure travel insurance claims excluding ski/mountain vacations contact Trip Mate, Inc. (In CA dba Trip Mate Insurance Agency) at 1-866-389-5378 or report your claim on-line at tripmate.com. The Post Departure Travel Protection Plan also includes the One Call Worldwide Travel Service Network, which provides you with medical consultation and monitoring, medical evacuation, prescription assistance, emergency messaging services to family or friends, travel document and ticket replacement, 24-hour legal assistance, and much more. For the One Call Worldwide Travel Service Network, call 1-800-555-9095 within the U.S. and Canada, and 1-603-894-4710 outside of the USA and Canada. Your Plan Number is N430

ADDITIONAL NOTES *Groups are subject to unique contracts covering the terms and conditions applicable to each group's travel arrangements - reference should be made to those contracts to determine the applicable cancellation penalties. Groups of 5 rooms or more: Some exclusions may apply for cancellations on group bookings. Contact your travel agent or our Groups Department at 1-800-315-7871.

The AV-OK Total Vacation Security Plan does not apply to the Ski/Mountain product line, which is operated by Ski.com, an independent vacation wholesaler selected by Apple Vacations to provide you with the vacation services you purchase. 

This information is valid as of May 1, 2019 and may be different on your booking or travel dates. Refer to applevacations.com/avok for the most current information.

Revised May 1, 2019